https://www.canaryactuary.com/tobi-ewing daily 0.75 2020-10-29 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603978594605-AX8LU4SHXQ449FE1AN0T/Tobi%2BEwing.jpg Tobi Ewing - Tobi Ewing Tobi De'Ja Nicol Ewing, affectionately known as Beauty As A Metaphor, is a multidisciplinary visual & movement artist based in Columbus, Ohio who uses art, movement and storytelling as a tool for creative expression and liberation. Through Tobi's visual and wellness practice, she identified a joy for uplifting stories and a desire to rethink the wellness industry. In March 2020, Tobi launched The Self Care Cafe, an experimental storytelling platform and publication. As an artist, practitioner and storyteller, Tobi's work is centered in healing, pleasure, joy, connection and creativity. With TSCC, Tobi hosts Pleasure Principles, a weekly digital conversation series rooted in these themes. Learn more on Beauty As A Metaphor. https://www.canaryactuary.com/services daily 0.75 2021-01-12 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603215396717-7K5OL1KO2OXRKG3Z8KBV/Product+Development.png Services - PRODUCT DEVELOPMENT Whether you’re launching a new product or entering a new market, we understand how stakeholders behave in the realm of regulators, underwriters, actuaries, reinsurers, and carriers as well as in the startup communities of developers, investors, and entrepreneurs. This experience combined with our actuarial, pricing, analytical support and market research will get you to market faster. Every analyst at CANARY is recruited and trained specifically for the actuarial product-development process from start to finish—from base rate development, to predictive modeling, to Rate and Rule Manual Design. Through it all, we’ll work as your partner, to quickly build and sell your product. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603215233495-MT1ZWFVWY381TN77M68O/Venn-Diagram-Layers.gif Services https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603215420231-CV0ATIZXSQZVN8VU7HDA/State+Filings+Compliance.png Services - STATE FILINGS & COMPLIANCE We ensure you’re compliant in every step of your product development process. When it’s time to bring your product to market, we prepare and submit filings accurately and efficiently. Because of our in-house actuarial support, DOI relationships, and experience in all P&C lines of business in every state, we get you to market faster. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603218308796-Q9HEAAHCWAAGMEMKLA1N/Actuarial.png Services - ACTUARIAL hand-drawn armchair icon https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603215437184-G92ZHL0Y7G5OMQ8S0JG9/Reserving.png Services - RESERVING CANARY helps self-insured entities analyze their unpaid liabilities and other self-insurance programs. Ohio has a unique Workers Compensation system – we are actuaries centrally located in Ohio. We understand the nuances of this system and your specific needs as an Ohio self-insured. We calculate unpaid liability estimates of your Workers Compensation and other Liability exposure, and we can help you assess the effectiveness of your Workers Compensation programs such as return-to-work programs. The cost of a Work Comp claim is based on many factors. CANARY's claim reserving model considers all aspects of the claim -- Injury Type and distribution of Medial and Lost Time payments -- all can be major drives of a claim that won't be identified in your average actuarial reserve analysis. We determine the appropriate claim life for your open claims, and model the cost schedule for all your claims to their final closing date. Claims data can be messy. Missing, incomplete, or unreliable data fields are not uncommon - however, you still want to get as much value as possible from the information you have. We use techniques to "clean" your data and prepare it for statistical analysis. https://www.canaryactuary.com/home daily 1.0 2020-10-28 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603212915597-8TX91WESG8TQHMIOFL9E/State+Filings+Compliance.png Home Regulatory Compliance & Filing https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603212938561-VDY0JGWU4HHX763D877V/IT+Implementation.png Home Implementation https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603212795529-332JI53U54A180JM5V1P/Underwriting+Support.png Home Underwriting Support https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603212878777-J9DVX5SF4LK6U0K8XGVP/Actuarial.png Home Actuarial Support https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603722641037-HDMFD5A2B36FS2253CXL/Venn-Diagram.jpg Home - We understand how stakeholders behave in the realm of regulators, underwriters, actuaries, reinsurers, and carriers as well as in the startup communities of developers, investors, and entrepreneurs. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603722828234-DY1YDA7CO7A58FM001IM/Canary_FirstFriday-25.jpg Home - We help you design your insurance product to achieve balance between cost and marketability. We will provide you with the insights to help you explore our analysis so you can understand the process and the conclusions for yourself. We will communicate the technical details to non-technical audiences, giving you all the information you need to make the best decisions for your company. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603217484638-J9TM54JJH4X6U5T0Y68P/Canary_FirstFriday-27.jpg Home - As consultants, we offer personalized and comprehensive end-to-end services, functioning as an extension of your team, which allows us to get to market faster. Every analyst at CANARY is recruited and trained specifically for the actuarial product-development process from start to finish, thereby helping to quickly build and sell an insurance product successfully. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603217397965-VNYV1OYSQK85ZEWCX5R3/Canary_FirstFriday-36.jpg Home - Who We Are CANARY Consulting is an actuarial insurance consulting firm focused on delivering actuarial services to the Property & Casualty insurance industry. CANARY has a unique approach to insurance product development and filing – it takes a specialized set of skills and an entrepreneurial drive to bring a profitable insurance product to market. https://www.canaryactuary.com/about daily 0.75 2020-10-30 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1604077765976-M35DN5JR6Q2278UJ292E/Canary+Screenshot+3.jpg About - Teams start companies— we are part of your team In order to solve complex, never-been-done-before problems for our clients, we have an extremely personalized touch for the application of our knowledge: we quickly and cohesively integrate with our clients’ teams, working as partners on projects. So, not only is the inclusion of our diverse, experienced, and skilled team important for bringing our own talents to the table, but also for helping you get more value out of the teams you already have…. or the team you need to build. This is especially valuable in working with Startups—once you get funding (which we can help support the pricing and profitability of your plan), you need to hit the ground running. We act as an extension of your growing team, and even help train your team. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1604077623237-F8GOEBRCZPRERZPWP6AF/IMG_1005v2.jpg About - We provide clarity out of the chaos Designing or revising an insurance product is tricky – you might know how much you can sell it for, but how much will it cost to underwrite? Sometimes the actuarial cost of the idea exceeds what the market will pay for it. Have you considered any scenario where one event simultaneously triggers claims for the many policies you’ve sold—from a product design strategy, an underwriting strategy, an actuarial strategy? Do you know what the competition is doing? Where will your product be sold—Admitted market or Surplus Lines market? Are your stakeholders growth-oriented or downside-oriented? Having a thorough understanding of your insurance product itself is not enough – your team should understand how all of the parties involved in the insurance process will behave: not just the customers and investors but the carrier underwriters, agents, actuaries, regulators and reinsurers. In insurance, there are so many parties who are heavily invested in your product with different needs, and all of them need to be negotiated with to have a successful product. We apply our knowledge and actuarial insights to emerge out of this chaos and translate our insights so you can implement a strategic approach to launch your product with efficiency and clarity. https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1604077712995-ZNJZQPYGB9F0Y11T2T16/IMG_1004.jpg About - We are innovators InsureTech is transforming the Insurance Industry. We are here for it. We get hands-on with big data, AI, and new technologies and apps, so you can conceive the next product the market demands. We consider all the implications of your endeavor. We see your opportunities. We see your team. Canary Consulting specializes in: modeling around the viability of your product optimizing how your product is designed and performs promoting and protecting your product with stakeholders working as a partner as you grow and build your team ensuring you’re compliant, getting you through state filing processes All with the proven skills you need to get to market fast. https://www.canaryactuary.com/yetunde-rodriguez daily 0.75 2020-10-29 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603300076093-KA6L46I1T20ELOCHTLD5/Yetunde_Rodriguez.jpg Yetunde Rodriguez - Yetunde Rodriguez I am a textile artist and designer. My first medium of choice is block printing. This work is directly connected to who I am as a person. I would design blocks, carve, print, and sew even if I never sold another piece. My work arose from a desire to see my aesthetic reflected in a way I had not previously seen it. At the time I started creating textile prints, I saw a limited scope of African inspired design represented in home decor. As a lover of color, I wanted lots of joyful color in eclectic combinations! My work seems to be constantly evolving beyond what I had originally thought. Beyond home decor, I find myself shifting more to an art practice that is led by curiosity and desire to answer ‘what if?’ I am constantly led by my desire to answer this question. I hope you will join me. https://www.canaryactuary.com/chantel-josey daily 0.75 2020-10-29 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603220752332-ANJ2BJM4RDP7C10FRJBL/Chantel%252BJosey.jpg Chantel Josey - Chantel Josey Chantel Josey is an Ohio based artist who works with floral art, acrylic pours, & paintings. Chantel holds a bachelors degree in Liberal Studies with a concentration in Art from Wright State University. She has been creating art since a young child, but just within the last 2-3 years she has started creating more & selling more due to high demand. A principal theme in Chantel’s work is colors, bold colors more specifically. Chantel believes bold colors represent life & all it has to offer. That is what she would like her customers to feel when they have a piece hanging in their homes & offices. A bold life is out there awaiting you. https://www.canaryactuary.com/art-office daily 0.75 2020-10-29 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603211323840-J0EQGWX5O1IUOVQ5CMXM/Tobi+Ewing.jpg Art + Office Tobi Ewing https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603224703941-CUQZN79MBCLKLVRF3GLE/Chantel%2BJosey.jpg Art + Office Chantel Josey https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1603300113047-D5FJYMVOXE5M6C9NRCXX/Yetunde_Rodriguez.jpg Art + Office Yetunde Rodriguez https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/2d350e8a-561c-4354-8b1c-a82c08b853e5/_DSC1663-Edit.jpeg Art + Office Sean Korey https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/08efeddf-16b4-481f-a88f-4c0c2e4fbb1d/7xrfk9N-0%21sizeoriginal.jpg Art + Office Love’Yah Stewart https://www.canaryactuary.com/contact daily 0.75 2020-10-28 https://www.canaryactuary.com/team daily 0.75 2022-07-01 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1655222040556-KNG9TMGD7FGPMC1FCMP4/Kyle%2BBabirad%2BOffice%2BBackground.jpg Team Kyle Babirad, ACAS, MAAA - President & Actuary https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/ed12a762-f0c4-4b1c-a810-7503ce8c5a13/Natalie+Skilleter+Office+Background+V3.jpg Team Natalie Skilliter - Managing Partner https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/1675874170910-8M7FLIBM5XY6MP60EDE5/Konstantin%2BSakherzon%2BOffice%2BBackground.jpg Team Konstantin Sakherzon, ACAS, MAAA - Actuary https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/5fd470a5-5872-4426-9e91-0f1e4d1cbfd8/Wen+Dong+Office+Background%281%29.jpg Team Wen Dong - Senior Actuarial Analyst https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/3be8a1d6-d0eb-421c-8508-68843d16414d/Jasmine+Liao+Office+Background%281%29.jpg Team Jasmine Liao - Actuarial Analyst https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/03916cf6-2368-4432-8969-01594f0e199b/Charleen+Marshall+Headshot.jpg Team Charleen Marshall - Compliance Specialist https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/c82b40b4-b352-4322-949c-d77215f46734/Amy+Cahill+Headshot.jpg Team Amy Cahill - Business Analyst https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/76c75e32-fd2a-4cf8-9367-9009b94d585d/Shelanie+Langford+Headshot.jpg Team Shelanie Langford - Business Analyst https://www.canaryactuary.com/loveyah-stewart daily 0.75 2023-03-23 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/08efeddf-16b4-481f-a88f-4c0c2e4fbb1d/7xrfk9N-0%21sizeoriginal.jpg Love'Yah Stewart - Love'Yah Stewart Love’Yah Stewart, also known as “LDolla”, is a photographer born and raised in Dayton, Ohio. She began her photography career shooting concerts and events in Dayton and surrounding areas. Capturing these candid cultural moments sparked her photography career. Her work is cherished and radiant. She emphasizes the subject from a feminine perspective. When looking at her images, she wants you to feel a familiarity between her and her subjects. Black and White photography is her specialty. https://www.canaryactuary.com/sean-korey daily 0.75 2023-03-23 https://images.squarespace-cdn.com/content/v1/5f8f10378ab3970157b1801b/2d350e8a-561c-4354-8b1c-a82c08b853e5/_DSC1663-Edit.jpeg Sean Korey - Sean Korey SEANKOREY is a creative with a diverse range of pursuits in the arts, including photography, poetry, visual curation and conceptual art. SEANKOREY is also the author of "QUID EST VERITAS" or “WHAT IS TRUTH”. He has an insatiable appetite for the evolution of consciousness through relationship with Spirit. His approach to his craft is simple, “Find God x Humanity within every moment.” “Homo sum, humani nihil a me alienium puto.” - Terence. I am human, nothing human is alien to me.